Youth Certificate of Deposit

Youth savings CDs are a great way to start saving for college and beyond.

Maybe you’re a parent buying a children’s certificate of deposit as the beginning of an education fund. Or perhaps you’re a teenager looking to grow your summer earnings to buy your first car. Whatever your savings goals are, youth CDs are an excellent way for members 17 years old and younger1 to start building their savings. Automatic renewal (after a 10-day grace period) means parents can easily continue growing your kid’s savings for years.

Rates as high as

0.25

%
APY*

A great option if you want:

Table Scrolls Right.

TERM MINIMUM DAILY BALANCE REQUIREMENT INTEREST RATE APY
24 MONTHS $100.00 - $999.99 0.15% 0.15%
$1,000.00 - $9,999.99 0.15% 0.15%
$10,000.00 - $24,999.99 0.15% 0.15%
$25,000.00 - $49,999.99 0.20% 0.20%
$50,000.00 - $99,999.99 0.25% 0.25%
$100,000.00 + 0.25% 0.25%

APY = Annual Percentage Yield. $100 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.

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