What You’ll Learn
- How to check your credit score and monitor your credit report for free any time with SavvyMoney in digital banking.
- Learn about SavvyMoney features, including Credit Score Simulator, Financial Checkup, and personalized offers.
With data breaches in the news involving Social Security numbers and other sensitive information, it’s more important than ever to take steps to protect yourself. And using SavvyMoney is a great place to start.
SavvyMoney is a powerful set of credit monitoring tools that are free to all Salal members in Mobile and Online Banking. Getting smart about protecting your credit is literally as easy as flipping a switch.
Guarding Against Identity Theft
Making a habit of checking your credit score and full report can help you find errors and see when credit inquiries are made in your name. It also sets you up to detect and report fraudulent activity quickly and minimize its impact on your finances. Turn on SavvyMoney to get helpful check-in reminders and timely alerts when something changes on your report. The Credit Score Events feature gives you an easy-to-follow visual view of your entire credit report in one place to monitor your credit usage and balances, watch how your credit score changes over time, and watch for unusual activity.
Keep an Eye on Your Credit
SavvyMoney helps you get in the good habit of checking in on your credit. Plus, you can see your score any time you want and it never dings your credit. Get a full view of your credit score and report to gain insights on how to boost your score. The Credit Score Events feature gives you an easy-to-follow visual view of your score, payment history, and credit usage over time.
Making Smart Financing Choices
SavvyMoney helps you make informed financial decisions with tools like the Credit Score Simulator, Financial Checkup, and personalized offers* on credit cards, savings accounts, and more. The Credit Score Simulator allows you to explore how opening new accounts or paying off balances could impact your credit score, helping you determine if it aligns with your financial goals.
Financial Checkup
The Financial Checkup is a tool designed to empower users with comprehensive insights into their financial well-being. This feature offers an assessment allowing users to understand their spending habits, assess debt-to-income ratios, and receive personalized recommendations for a healthier financial outlook. With an intuitive interface and actionable insights, the Financial Checkup serves as a catalyst for users to take proactive steps towards financial stability.
Your Money Blog
Read daily posts with helpful information on topics such as identity theft protection, healthy spending habits, and how to boost your credit score.
Start Using SavvyMoney
To start tracking your credit with SavvyMoney, log in to Mobile or Online Banking and find the SavvyMoney feature in the Financial Planning section of the main menu.
What to Do if You’ve Been the Victim of Identity Theft
Learn essential steps to take as an identity theft victim, including how to secure your identity, report the theft, and utilize resources from Salal’s Fraud Department.
